Some Cool Consumer Tips

            I l-o-o-o-ve when I run across cool stuff for consumers. Here are four new factoids that might help – or at least interest – you. 

1 – You know those nutrition labels on packaged foods that tell you about calories, fat, saturated fat, sodium, and the like? Well I think they Typical Nutrition Facts lbelare great. Better than great. They’re Gre-e-a-a-t! (I’m not sure if Tony the Tiger spells it that way). I check out what I buy to put into my body. And while I do not eat meat for a variety of reasons, here’s some good news for those who do. Starting January 1, 2012, raw meat and poultry will be required to come with nutrition labels; at least the most common cuts and ground meats will. If this is stuff you’re cut out for, check out the regulations at http://www.fsis.usda.gov/OPPDE/rdad/FRPubs/98-005P.htm.

  1. 2 – If you have purchased HDMI cables for your cool electronic equipment (or, as I like to call it, all that electronic junk that we think will make us happier but just drains our savings and makes our retirements that much more bleak) like flat screen TVs Blue Ray players and the like, you know how damned expensive they can be. I have seen them ranging in price from 15 to 40 bucks. It’s a damned cable for Pete’s sake, not that I even know who Pete is. So I did some fishing (not “phishing” or phooling around). And voila, I found a pair of six-phoot cables for less than six bucks, including shipping! There they were on display at Overstock.com, which I now believe is simply O.co (great, another thing to remind me of Oprah Winfrey). So you can spend less than three smackers for each cable (in a pair) or you can get them in a fancy box for 10 times the price. My 3-buck cables work great, thank you very much.

3 – Have you ever checked out government web sites for money that may be owed to you? If your answer is “no,” what are you waiting for? Most states hold money that is coming to folks for a variety of reasons. The most common types of unclaimed property are:

  • Bank accounts and safe deposit box contents
  • Stocks, mutual funds, bonds, and dividends
  • Uncashed cashier’s checks or money orders
  • Certificates of deposit
  • Matured or terminated insurance policies
  • Estates
  • Mineral interests and royalty payments, trust funds, and escrow accounts.

California’s unclaimed property URL is http://www.sco.ca.gov/upd.html. I once found that the Consumer Gal had a modest amount of dough coming her way. Do an online search for your state. In addition, the IRS has nearly $165 million in unclaimed refund checks lying around somewhere. There are 112,000 taxpayers who have not received their 2009 refunds due to mailing address errors. So think back . . . “Hmm, did I ever get that refund from last year? . . .Doh!” If you are missing one, update your address at www.IRS.gov.

4 – Have you ever gone to an emergency room only to discover that the staff thinks that 27 other people’s emergencies are more emergent than yours? So you sit around for hours until you forget why you are there. Well, guess what. A lot of hospitals are okay with you going somewhere where the wait time is shorter. To find out a hospital’s wait time, check its web site or call the hospital. If you have a life-threatening emergency, make the call on your way to the hospital of first choice, providing you are not the one driving. Better yet, first call for an ambulance, then start calling or surfing for emergency rooms.

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